Trauma Cover will pay a lump sum if you suffer for the first time after the cover starts from one of a number of critical illnesses and conditions. For some critical
illnesses and conditions, a percentage of the lump sum is paid in advance on diagnosis.
The policy comes with some important benefits at no additional cost. You can also add one or more optional benefits for which you will pay an additional premium.
This benefit is available either in conjunction with Life Assurance Cover (accelerated benefit), where a claim will reduce the life cover, or on its own (stand alone
benefit).
Why you need it
Suffering a serious illness is devastating in any circumstances but the burden will be far greater if your financial security is also put at risk.
A person suffering from one of the four main critical illnesses (heart attack, heart disease, cancer or stroke) has a nearly 50% chance of surviving for up to 10 years
beyond the critical incident. However, in many cases this involves a reduced working capacity and necessitates significant lifestyle changes and costs. A lump sum
benefit