TPD Insurance
Total permanent disability (TPD) insurance pays a lump sum if you become permanently unable to work due to illness or injury. The payment can be used to clear debts, fund ongoing care, or replace lost income.
What is TPD Insurance?
Total permanent disability insurance, commonly called TPD cover, provides a lump sum payment if you become permanently disabled and can no longer work. In New Zealand, TPD definitions vary between insurers, so it is important to understand exactly what qualifies before choosing a policy.
TPD cover is often taken alongside life insurance or income protection to provide comprehensive financial protection. It is particularly valuable for people who rely on their ability to work to meet mortgage repayments or support dependants.
Insurers offering tpd insurance
Compare these providers or talk to an adviser to find the best fit.
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Talk to a tpd insurance adviser
Get personalised advice on the right policy for your situation. Your choice, at no cost to you.