Income Cover

Income Cover pays a monthly benefit if you are unable to work because of a total disability

How will it help you?
Ask yourself this - if you had an accident or became very ill and were no longer able to earn an income, how would you manage financially?

In some circumstances you may receive financial assistance from the Government. The bad news is that it’s unlikely to be enough to maintain your current lifestyle, let alone allow you to plan for your future – pay off the mortgage, your children’s education, retirement savings, holidays etc.

Income Cover provides you with a regular income, allowing you to live the life you want to live. You will remain financially independent, regardless of whether or not you are able to return to work.

The value of lost income
Most people take it for granted that they will work until they can afford to retire – and for many of us that means we will still be working until we are at least 65, when government super commences. It’s worth thinking about how much you are likely to earn over your lifetime - because if something happened and you were unable to work, then that’s how much you risk losing.