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  • Life Insurance
    • AIA LIFE INSURANCE
    • Asteron Life Life Cover
    • Fidelity Life Life Insurance
    • Partners Life Life Cover
    • Cigna Life Cover
  • Health Insurance
    • Accuro SmartCare+
    • AIA AIA PRIVATE HEALTH
    • Partners Life Private Medical Cover
    • Southern Cross VIP
  • Trauma Insurance
    • AIA AIA LIVING CRITICAL CONDITIONS
    • Asteron Life Trauma Recovery
    • Fidelity Life Trauma Cover
    • Partners Life Trauma Insurance
    • Cigna Trauma Cover
  • Income Protection
    • AIA INCOME PROTECTION INSURANCE
    • Asteron Life Loss of Earnings
    • Fidelity Life Income Protection
    • Partners Life Income Cover
  • Mortgage Protection
    • AIA LIVING MORTGAGE AND INCOME PROTECTION
    • Asteron Life Mortgage and Living Insurance
    • Fidelity Life Mortgage Protector
    • Partners Life Mortgage Repayment Cover
    • Cigna Mortgage Repayment Cover
  • Providers
    • Accuro
    • AIA
    • Asteron Life
    • Fidelity Life
    • Partners Life
    • Southern Cross
    • Cigna
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FAQ's

How is Compare Now paid?

We do charge our client fees, our comparison service is free to you. We provide advice, and product information to help you find you an appropriate life insurance provider. If you choose to take out a policy we receive commission from the insurance provider.

Will my premiums go up each year?

It depends on what policy you select. Traditional stepped premiums do increase each year on your policy anniversary. Level premiums do not increase with your age for a specified period of time.

Am I locked into the cover for a certain period?

No. If you cancel your policy in the first 14 days your premiums will be refunded. After the 14 day free look period you are able to cancel your cover at any time.

Do I pay Compare Now?

No. You will pay the insurance provider directly, we do not handle payments.

How can I pay my premiums?

You can choose your method of payment you prefer e.g., Credit card, monthly Direct Debit or Cheque.

What Insurance Providers do you compare?

We have products from the following participating Life insurers:
- Accruo
- AIA
- AMP
- Asteron Life
- Dorchester Life
- Fidelity Life
- Greenwich
- OnePath
- Partners Life
- Sovereign
- Southern Cross

Do you offer advice?

Yes. We have trained Registered Financial Advisers who can offer insurance advice and help you with any questions.

Do I have to pay on fortnightly basis?

No. You can choose your payment frequency i.e. weekly, fortnightly, monthly or on an annual basis.

Are medical tests required?

In most cases no medical tests are required. Each application is considered on an individual basis. If you are required to undergo any medical test they will be paid for by the insurance provider and at no cost to you.

Can I apply directly with the insurance providers for cheaper cost?

No. Most insurance providers do not deal directly and prefer to work with intermediaries like us. We do not mark up our polices, if fact we guarantee it.

Do life insurance policies pay out on terminal illness?

Yes. If you are diagnosed as terminally ill and are likely to die within 12 months

What premium payment frequency options do I have?

Depending on the provider the payment options include:
- Fortnightly
- Monthly
- Quarterly
- bi-annually
- annually

Can I change my insurance provider?

In most cases you can, however it is important to understand the potential risks. For more information give is a call.

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We have far better cover, great service. Thanks!

”
Matt & Sarah King - Kerikeri

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*Excludes funeral cover. T&C's Apply.

Approved Providers

  • Accuro
  • AIA
  • Asteron Life
  • Fidelity Life
  • Partners Life
  • Southern Cross
  • Cigna

Be Informed

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  • Privacy Policy
  • Price Guarantee
  • About Us
  • Video
  • Disclosure Document

Helpful Stuff

  • FAQ's
  • Glossary
  • Terms & Conditions
  • Contact

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